Business & Finance

We understand that completely; nobody likes paying interest, neither do we. It’s an emotional hot button for any business person when financing equipment or acquiring working capital. They feel it’s like money thrown away into thin air… or is it? Interest is the price you pay when using someone else’s […]

At the core of any successful business is a well organized management. Financial accounting is a very important tool for business. Aside from knowing strategies such as bookkeeping, marketing, advertising and production, a good and stable business must also have a competent system for accounting finance. Whether you like it […]

Importance of Financial Planning for Businesses To manage cash flow The cash flow of a business may vary from time to time. There may be times that there’s a high cash flow, but there are seasons that it can be low. Through these data, you can anticipate the possible risks […]

Are you suffering from a shortage of funds? Not able to run your small business smoothly? Small business loans would bring respite to you and offer you funds to fill your fiscal gap. To run an enterprise is not an easy task, one faces a lot of troubles now and […]

There are times that businesses face difficulties with their finances resulting in bad credit. A bad credit history restricts your chances of approval for equipment finance regardless if the equipment will help improve business profits. Traditional lending institutions like banks may deny you the loan you need. But there are […]

It’s not easy at all for new businesses to get all of the funding they need. Even if you have excellent personal credit, you still might have trouble obtaining all of the business money you need. The good news is that there are a variety of options available these days, […]

Sahlman (1983, 1990) refers to what he terms as ‘primitive rules’ in modern finance- more cash is preferred to less cash; cash sooner is preferred to cash later; and cash that is not risky is preferred to cash that is risky. Discussing these notions under a perfect market capital with […]

Running a business is a risky task, filled with uncertainty. Despite of cautions taken by entrepreneurs, crisis may occur anytime. Entrepreneurs may need urgent cash at that time. How can they get that instant money? Unsecured business loans help them meet their urgent cash needs. Unsecured business loan is one […]

When we started our company in 2002, venture capital was scarce, so we sought alternative ways to finance the business. The Small Business Innovative Research (SBIR) program, specifically the one offered through the National Science Foundation (NSF), is high quality source of funding. I have personally worked on proposals that […]

Contrary to popular belief, business plans do not generate business financing. True, there are many kinds of financing options that require a business plan, but nobody invests in a business plan. Investors need a business plan as a document that communicates ideas and information, but they invest in a company, […]