Financing equipment in all markets is always a slightly moving target. Hard credit rules are constantly changing because underwriters and credit teams are pressured to make the right decision; their jobs depend on it. The squeeze on one end for lenders is to minimize bad debt by avoiding financing clients […]
Business & Finance
The Financial Considerations: How Much Money You Need to Start a Catering Business
Your financial capability will determine the kind of catering business you are able to put up and maintain in the long run. When checking out your finances for the business, you have to consider the capital and startup costs as well as the required taxes. Startup Capital and Cost The […]
Commercial Business Loans – Finance Your Business
Commercial business loans are offered mainly for business purposes such as purchasing machineries, equipments, salaries of employees, transportation cost, investing in a new business or in the existing one or buying property for commercial purposes. Depending on your needs, business loans come in secured or unsecured options. If you are […]
Books on Business, Law and Finance
There are many different categories when it comes to the areas of business, law & finance. These would include accounting, careers, economics, management, personal finance, professional finance, sales & marketing and even small business & entrepreneurship. Each one of these sub-categories has their own rules and obstacles that you need […]
Importance of Credit and Financial Services for an Individual and Business
Just like money, the importance of credit and financial services cannot be ignored. We know that money is like the backbone of any economy. Plus, the functionality of an economy is dependent on the financial system of the state. In this article, we are going to find out more about […]
Glossary Of Consumer Finance Terms
A guide to many of the terms used in the consumer finance market. A Acceptance Rate – The percentage of customers that are successful when applying for a loan or credit card. 66% or more applicants must be offered the advertised rate know as the Typical APR (See ‘Typical APR’ […]
Five Things You Should Know About Liability Insurance
1. In today’s litigious society, 1 in every 12 Americans is sued each year, rendering liability insurance crucial in protecting yourself and your loved ones. Although many people believe that it won’t happen to them, the frightening reality is that anyone can be sued. Could your otherwise friendly dog sense […]
Asset Financing: Leasing Over Loans
Asset leasing provides unique alternatives over traditional financing for businesses to obtain the necessary equipment for their operations. Asset leasing is done either as an operating lease or a capital lease. Each option has its own effect on the company’s balance sheet, but both give a business extra options to […]
Financial Failure in Business – How to Avoid It
Introduction Business is the foundation of the world’s economy. Unfortunately many businesses fail due to financial reasons. In entrepreneurial ventures the failure rate is extremely high – especially in the first couple of years. This article highlights some of the key factors that need to be addressed in order to […]
Get Business Cash Advance Loans Immediately
Getting a business cash advance is simple and easy for most small businesses, and even those who have poor credit scores. While this does not apply to bank loans, these are the requirements of private lenders, and private lenders are amongst the leading funders at this time. Most business owners […]